About the Author

Raya Reaves is the Founder and Finance Coach of City Girl Savings, LLC. She teaches women how to create and stick to realistic budget plans to reach their financial goals. Raya resides in Austin, Texas, with her boyfriend and two Yorkie dogs.

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Reader Interactions


  1. Well put. A gratitude jar was in the plan at the beginning of the year. I’m starting the jar later this month.

  2. GRATEFUL for the Activity of my limbs. GRATEFUL for the guidance God gives to me. GRATEFUL for Family. GRATEFUL for all the blessings God had bestow upon me.
    GRATEFUL for the bold decisions l have made for the betterment of my health… GRATEFUL for answered prayers. And the list goes on…

  3. I’m so grateful for stories like this one, the people who fall in love with themselves again, recognize that second chance in life and give God all the glory, no matter what. We all have a story to tell and I’m grateful for the journey I’m on and will one day share with my grandchildren 💖

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